by Pastor Fred Rochester | January 28, 2014
After honoring the Lord, we must exercise wisdom to manage the rest of what the Lord blessed us with. Many of our money problems occur needlessly.
The world created a system to take every penny from you. Therefore, you must guard against the “little foxes that spoil the vine.”
Developing a solid plan to keep ahead of the changing winds of the cost of living will keep you in the position of abundance in the Lord.
Today, unlike ever before, the miracle of a budget is required. To save money, you must spend less money. Over 50 years ago, many of our parents lived off of one salary.
The man worked and the wife stayed home with the children. The cost of living increased exponentially where both the husband and wife must work to make ends meet.
Money is a sticking point in many relationships and is a common major cause for divorce and other issues.
It doesn’t have to be this way.
With a solid financial plan, you can stay above water.
As with any plan, if you put God first, you must make sure that what comes next is taken cared of. Your essential bills.
Many extra bills can be eliminated when wisdom, discretion, prudence, patience, vigilance, and diligence is constantly employed.
Many of the things that people enjoy in life is, on average, is purchased through revolving credit and loans. The old fashion way of saving up for certain items seems to be a thing of the past and seldom used.
On average, a person’s week to week, or bi-weekly paycheck isn’t enough to cover certain expenses, so they push you into the scheme of credit and loans.
They say that no more than 25% of your income should be available to pay credit cards and loans.
Romans 13:8 tells us to “Owe no man anything but to love.” Proverbs 22:7 tells us….”The rich rules over the poor and the borrower is a slave to the lender.”
What it comes down to is eliminating the desire of purchasing non essential items and establishing a willingness be content with the things that you have (see Hebrews 13:5).
Proverbs 10:4 says….”He who has a slack hand becomes poor, but the hand of the diligent makes rich.”
Many of the lessons learned in life will carry a person over. Many bad lessons will cost a person but recovery is a matter of a willingness to heed the wisdom of God when handling finances.
Should you not heed wisdom, you must quickly catch yourself and make painful corrections. If you fail to take heed, over the course of time, you will pay more money to make others rich by paying interest, fees, and penalties.
By the time you are finished paying for a particular thing, what you have in your hands is obsolete.
Create a spread sheet to see where your money is going. At the top of the list, put the Lord first. Second, put all your essential bills like rent/mortgage, lights, phone, heating, food, clothing, car, gas, car repairs together.
Should anything extra be left, discipline yourself and devote it to savings. Over the course of time, you will see that stewardship is painful, but rewarding.
by Pastor Fred Rochester | January 27, 2014
The continued economic decline upon Americans and in other countries has put an incredible strain on families. The spiritual decline of the church and the nation is at the root of the problem.
I believe that if people would repent of their sins of covetousness and dishonoring the Lord in finances, return to the Lord, and live holy lives, the Lord will come through for His people and financial stability would spill over into the nations.
In the mean time, the Bible tells us in Psalm 84:11……”For the Lord God is a sun and shield; The Lord will give grace and glory; no good thing will He withhold from those who walk uprightly.”
The word “uprightly” is the Hebrew word….”ṯâmîym;” and it means “entire (literally, figuratively or morally); also (as noun) integrity, truth:— without blemish, complete, full, perfect, sincerely, sincerity, sound, without spot, undefiled, upright, uprightly, whole.
We all can walk in accordance with the Word of God when we choose to obey. Just like when we are driving, we follow the speed limit or when we are driving on local streets, we are governed by traffic lights and signs.
When we obey these instruments intended to safely govern the movement of vehicles, lives will not be injured or lost, driver’s licenses are kept, and no tickets are issued.
In the same way, when we obey the Word of God, the same principles applies.
When it comes to money, we must always remember to give to God the things that are God’s. We give God what is right and not what is left. Money is not ours.
Money belongs to the Lord.
We must remember that He is the Creator of all things. We are stewards of what He graciously gives us.
1 Chronicles 29:14 says…..”But who am I, and who are my people, that we should be able to offer so willingly as this? For all things come from You, and of Your own we have given You.”
With this in mind, we must put the Lord first in everything, including money.
We must “Seek first the kingdom of God and His righteousness” according to Matthew 6:33.
Proverbs 3:9-10 tells us….”Honor the Lord with your possessions, and with the first-fruits of all your increase; so your barns will be filled with plenty, and your vats will overflow with new wine.”
Many of us honor ourselves with many things but we sometimes neglect giving God our best when it comes to money. Since the Lord gives us possessions, because they came from Him, we often neglect giving God our best.
The Lord knows that you have need of things (see Matthew 6:32-33).
What is that best thing that honor’s God?
Tithing honors God. Offerings honors God. Giving cheerfully honors God.
2 Corinthians 9:7 says, “So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver.”
Jesus said it is “more blessed to give than to receive” (see Acts 20:35). This is because the law of reciprocity is built into giving.
The Lord blesses us and we give as the Lord has blessed us. Tithing was never commanded in the NT but the Lord never commanded tithing to cease.
Purpose in your heart to give as you have purposed in your heart. Purpose in your heart not to grieve when you give or because someone is pulling on you to give out of necessity. Purpose in your heart to give promptly and cheerfully.